How money works on Sawa

When you add cash, it goes into a wallet that belongs to you, not to Sawa. Only you can move it. Sawa never holds your money and can't touch it.

The wallet is created for you in one tap when you first trade or add cash. No passwords, no seed phrases, nothing to install.

Two ways: buy with a debit card (arrives in one to five minutes) or transfer USDC from an exchange like Coinbase (instant, free).

USDC is a digital dollar: $1 in is $1 in your balance. If you transfer, send it on the Base network. That's the one rule that matters: a transfer sent on a different network can be lost for good, which is why we make you confirm it.

The amount you type is the total you pay. Type $5, and never more than $5 leaves your wallet. The ticket shows exactly what you pay and what you win before you confirm.

Each market charges one small trading fee, already included in that total. Tap the info icon on any ticket to see the exact fee for that market. There are no other costs: Sawa covers all network fees.

Your price is locked when you confirm. If the market moves before your trade lands, the trade simply doesn't go through and you see a fresh price instead. You are never charged more than the ticket showed.

Every winning position pays $1 per share, and the ticket shows that payout as one number: "To win $X".

On real-money markets your winnings are reserved for you the moment the market settles. They stay safe until you tap Claim, which moves them into your wallet. We remind you if you forget.

The market's creator announces the result after it closes, following the resolution terms shown on the market page.

Every result then goes through a review window. If you traded and disagree with a result, you can challenge it during that window and it gets reviewed. Markets that can't be resolved fairly are voided, and everyone gets their money back.

Withdraw to any wallet address, any time. Withdrawals are free: Sawa covers the network fee, and they usually confirm in under a minute.

Because the money is in your own wallet, you never need Sawa's permission to move it.